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How much Housing Benefit you receive

Housing Benefit is means tested and the amount you receive will depend on your personal circumstances. The amount you receive depends on who lives with you, your total income and savings or the total amount your family receives in benefits. The amount can also be affected by the number of bedrooms your family needs.

People who live with you

Adults who live with you, other than your partner, are called non dependants. The Government expects that a non dependant will contribute to your rent and deducts this amount from any Housing Benefit you may receive, whether or not they actually do.

The amount of the deduction is based on the weekly gross income of the non dependant and for 2023 is as follows:

Non dependant deductions, 2023

Deduction in Housing Benefit

Age 18 or over

  • Working; 16 hours or more per week
  • May also be receiving Universal Credit


Gross weekly earned income of:


gross income: less than £162


gross income: £162 to £235.99


gross income: £236 to £307.99


gross income: £308 to £409.99


gross income: £410 to £510.99


gross income: £511 and above


  • Working less than 16 hours per week
  • May also be receiving Universal Credit

Aged under 25


Receiving IS/JSA (IB)/ ESA (IR) assessment phase


No earned income and is receiving Universal Credit


Receiving ESA (IR) which does not include an amount for the support component or work related activity component


Receiving ESA (IR) main phase


Aged over 25


Receiving IS/JSA (IB)/ESA (IR) main phase or Universal Credit with no earned income


Receiving ESA (IR) assessment phase £18.10
No earned income and receiving Universal Credit £18.10
Receiving JSA (C) or ESA (C) £18.10
Receiving Pension Credit Nil

How many bedrooms does your family need?

In 2013, the Government introduced new rules that set out the number of bedrooms Housing Benefit will pay for if you rent your home. This is called “removal of the spare room subsidy”, but it is commonly known as “bedroom tax”.

How will this affect me?

It is possible that the amount of Housing Benefit you get to pay your rent could go down. If you are assessed under these rules as having more bedrooms than is necessary for your household you will be considered to be under-occupying that property. If you are under-occupying there will be a reduction in your Housing Benefit of:

  • 14% of the total eligible rent for under-occupancy by one bedroom
  • 25% of the total eligible rent for under-occupancy by two bedrooms or more

If you are thinking of moving you need to consider these changes before you renew or make a new tenancy agreement.

Total amount of benefit received by your family

In 2013, the Government introduced a “cap” on the total amount of benefits that working age people can receive if they are not working. Only some people will be affected.

War Pension local scheme disregard

Birmingham City Council run a local scheme which disregards the whole of any War Pension when determining your Housing Benefit and/or Council Tax support.

Page last updated: 6 April 2023

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