Leaseholder rights and responsibilities
What is a leaseholder?
You are classed as a ‘leaseholder’ if you have an ex-council property on a long term lease with us. If you have bought a property you will have a ‘leaseholder agreement.’
What is a lease?
A lease allows you to own a property for a long period of time. A lease can run for up to 125 years. After this time, ownership of the property will revert to the ‘freeholder’, such as the council. This is why it is important to make sure a leasehold property for sale has a long lease.
See our handbook to find out more about leaseholding.
Your lease agreement
If you are a leaseholder you should have a lease agreement which explains:
- the parts of the building that belong to you
- how much ground rent you will pay
- how any service charges are calculated
- who is responsible for any repairs
Your leaseholder agreement also explains your rights and responsibilities for maintaining your property. To find out more about your rights, contact Citizens Advice, a solicitor, or get advice from independent advisory service Lease.
Groups of leaseholders who meet certain conditions can buy the freehold to their building. This is called ‘Collective Enfranchisement’.
You are responsible for taking out your own household contents insurance. You can make your own arrangements, or take out contents insurance arranged by the council.
Page last updated: 22 February 2023