Scheduled maintenance

Our council tax, business rates and online benefits systems will be unavailable on Thursday 26 May 2022 between 6:30pm and 10pm. We apologise for any inconvenience.

My home is at risk of being repossessed

If you are behind on your mortgage payments your mortgage provider cannot take action against you until all other reasonable options have been explored.  This is why, if you have not already done so you must contact your mortgage provider and discuss the situation with them.

If you are a homeowner and getting certain income related benefits you may be able to get some assistance with the interest payments.

Check if you have taken out a mortgage protection policy. If you were made redundant or are ill your payments may be covered for a period of time allowing you to get back on your feet.

Further information is available on organisations that can offer support with budgeting, money management and repaying debts.

If after seeking advice you are unable to prevent the repossession then you will need to explore your housing options.

If you have large savings as the result of releasing the capital from your home when you sell this will affect your qualification for the housing register and your eligibility for housing benefit.

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