Debt Advice Team - Fact Sheets

Birmingham City Council's Debt Advice Team have developed these Fact Sheets to provide useful information on a range of debt related issues. You can view or download them from the links listed below.

BUDGETING AND MANAGING YOUR DEBTS

Guidance on setting up your family or personal budget. Work out how much money is coming in and what it gets spent on. How to handle your debts and decide which to deal with as a priority.

Factsheet - Preparing a Personal Budget (Size: 450 Kb Type: PDF )

Factsheet - Paying Your Debts, Who Comes First (Size: 98.3 Kb Type: PDF )

Factsheet - Contacting Non-Priority Creditors (Size: 96.2 Kb Type: PDF )

Factsheet - Debt Relief Order (Size: 618 Kb Type: PDF )

Factsheet - Bankruptcy (Size: 662 Kb Type: PDF )

RENTED HOUSING

How to deal with rent arrears and what to do if your landlord begins eviction proceedings.

Factsheet - Rent Arrears (Size: 90.6 Kb Type: PDF )

Factsheet - Eviction (Size: 498 Kb Type: PDF )

HOME OWNER MORTGAGE ADVICE

Options for managing mortgage arrears and further information on how the Mortgage Rescue scheme operates.

Factsheet - Mortgage Arrears (Size: 280 Kb Type: PDF )

Factsheet - Mortgage Interest Support (Size: 259 Kb Type: PDF )

Factsheet - Mortgage Rescue (Size: 323 Kb Type: PDF )

WATER, GAS, ELECTRICTY AND TELEVISION

Advice on dealing with arrears on utility bills, Water, Gas or Electric and how to manage your TV licence.

Factsheet - Water Rates Arrears and Trust Funds (Size: 100 Kb Type: PDF )

Factsheet - Gas and Electricity Arrears (Size: 162 Kb Type: PDF )

Factsheet - Television Licence (Size: 523 Kb Type: PDF )

Help with Downloading and Viewing

All the above factsheets have been designed by Birmingham City Council's Debt Advice Team and are subject to Copyright. You may download any of them for your own personal use.

If you cannot open the factsheets then you will need to download and install the free Adobe Reader on your computer.

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